Work is driving me round the bend, travelling in the snow and the value of a road map in life

I recently searched both my private and state pensions options from the simple perspective of how much will I get when I’m 65 and 67 respectively.

The former is minimal, while the latter is standard.

However, the big advantage both my wife and I have when it comes to personal finance is that we don’t need ‘big bucks’.

We have no personal debt, neither of us smokes, drinks alcohol or gambles and our lifestyles are such that we don’t need to constantly feed them with money that we don’t have in order to keep going.

Simple lifestyles but simple by choice.